Can I just file Bankruptcy on my credit cards?

People are often buried under credit card debt and feel that if they could just get rid of the credit cards then all the other debts could be managed.  I often hear, "Can I just file on my credit cards?"  The simple answer is no.  In order to get relief from the Bankruptcy Court, then all of a person's debts and liabilities must be listed.  The purpose of Bankruptcy is to get a fresh start, not to just get a little bit above water financially.  This does not mean that certain debts cannot be repaid through Bankruptcy, if one should so desire.  For example, people often are afraid that if the Bankruptcy Court discovers they have a car with a car payment that they will lose the vehicle.  That is simply not the case.  It is important to discuss all your debts with your attorney and work towards a new beginning.  There are always options for those who have debts that they want to repay, but the Bankruptcy Court still must be notified.