Can a Credit Card Garnish My Wages For Not Paying?

In these tough financial times, it is common for individuals to fall behind or even making the difficult decision to not pay a credit card bill.  Many people struggle with the monthly decision over which bills they can afford to pay.  This leaves most people without the financial freedom of having their wages garnished by unpaid creditors.  While it is true that most credit card companies will push to have you agree to having their bills automatically be debited from your bank accounts, they cannot simply take the money from your hard earned paycheck without a court's order.  In order to garnish your wages, the creditor must first show the court that they have a valid debt owed to them, then they must get a judgment for that debt owed in order to begin garnishing your wages.  If you have received a judgment against you by a credit card, then let the Law Offices of Andrew E. Farmer assist in bringing an end to the collection calls and garnishments.  Our licensed Tennessee attorneys can assist in debt negotiation as well as filing in the Federal Bankruptcy Court.  Our Bankruptcy attorneys practice in Sevierville, Pigeon Forge, Gatlinburg and throughout all of Sevier, Jefferson, Knox, Blount & Cocke Counties.  Call (865) 428-6737 to schedule your free consultation today.